Travel

How to Earn and Burn Hotel Loyalty Points Like a Pro

Ten do’s and don’ts to get the most out of each stay—and get the most stays for free.

A stack of credit cards.

Source: Getty Images

Accruing hotel loyalty points is easy to do, whether you’re a frequent traveler or use hotel-branded credit cards. But when it comes time to decide where to use them, there is a right and a wrong way. These do’s and don’ts can help you maximize their value, stretching those points for better, longer and more stays.

Booking a hotel with cash is occasionally cheaper than with points, and the only way to know is if you run the numbers. Divide the cost in dollars by the number of points you’re being charged for the rate. If the redemption gets half a cent per point or more, you’re getting a decent value and are good to go. If not, save your points for another occasion.