The Big Take

First Republic Worked Hard to Woo Rich Clients. It Was the Bank’s Undoing

The bank attracted wealthy clients with loans that have become a costly hurdle to finding a rescuer.

First Republic Bank

Photo illustration: 731; Getty Images (3)/Bloomberg
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(This story was originally published April 16. On Monday, banking regulators seized First Republic and arranged its emergency sale to JPMorgan.)

In America’s richest enclaves, word spread quickly: A bank was offering loans on sweet terms.